Original Orient

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Category: Personal Growth

STORIES AND POSTS ABOUT MY PERSONAL EXPERIENCE

  • Post 2: From Debt to Keys – Building Credit the K.I.S.S. Way

    Once I got focused, my first real goal was to clean up my credit.

    I had some debts in collections, a few old accounts with bad marks, and only one thing in good standing — my student loans, which I always paid on time.

    To rebuild, I had to get back into debt — smart debt this time.

    Step 1: Secured Credit Card

    I saved up $500 and got a secured credit card through a credit union. That $500 became my credit limit. If I missed a payment, they’d keep the money. So I treated that card with respect. I charged small amounts and paid it off in full every month.

    Step 2: Store Credit Card

    After a few months, I applied for a store card. (Think Amazon, Forever 21, Victoria’s Secret — places where the card only works at that store.) I used it responsibly, paid it down fast, and kept my usage low.

    Those two lines of credit were small steps — but they were the foundation. Once they showed up on my credit report, more offers came in. But here’s where self-control comes in.

    Credit Cards Are Not Free Money

    Credit card companies want you to spend. They make money off your interest. Getting more offers in the mail doesn’t mean you should take them. It just means they see potential to profit off you.

    That’s why I stuck to my K.I.S.S. plan:

    Only use what I need. Pay it off fast. Avoid large balances. Keep the number of cards low.

    Self-control is hard when you see things you want or need, but you’ve got to remind yourself of the bigger goal.

    Milestones Take Time

    Buying a house isn’t easy. Before I could even think about getting a mortgage, I had to fix my credit, stay consistent, and be patient. It took years. I had to plan, budget, and stay disciplined.

    In the end, it paid off. I hit one of the biggest milestones in life — owning my own home — and I did it by keeping things simple and staying focused on what mattered most.

    🧠 Final Thought:

    If you’re starting from behind, just know that it is possible. It might take time. It might feel slow. But with some planning, patience, and a simple mindset, you can get there.

    Keep it simple. Keep it steady. And keep showing up.

  • Spinal Ridiculopathy 2: Three Years Later, Still Fighting

    Hey, I’m back — now three years into this journey with chronic back pain, and to be honest, not much has changed in terms of real relief. When I last wrote, I had just started a new medication: Low-Dose Naltrexone (LDN), 5mg — a modified version of a medication originally used for alcohol withdrawal.

    It’s been somewhat helpful, but accessing it isn’t easy. I have to order it from an out-of-state compounding pharmacy. It costs around $90 for a two-month supply — not terrible, but I still wonder if there’s a local pharmacy that could fill it for less hassle.

    The Daily Meds Routine

    Right now, here’s what I’m taking (and it feels like a full-time job just managing it):

    Ibuprofen 800mg Tylenol 500mg Meloxicam 15mg Pregabalin (Lyrica) 100mg Nortriptyline 50mg Duloxetine (Cymbalta) 30mg Low-Dose Naltrexone 5mg

    That’s a pretty serious cocktail for someone who’s only 34. But if you live with back pain, you get it. If you don’t — consider yourself lucky.

    Let me break it down:

    Ibuprofen, Meloxicam, and Tylenol are for inflammation and pain. Meloxicam is a long-term NSAID, while Ibuprofen is more for short-term flare-ups. Duloxetine helps with both anxiety and musculoskeletal pain — though if I didn’t have the pain, I doubt I’d need it. Pain and anxiety go hand in hand. Nortriptyline is technically an antidepressant, but it’s also prescribed for nerve and joint pain. Pregabalin (Lyrica) is a controlled substance — not sure exactly why, but I have to show ID every time I pick it up. Maybe it’s because it can affect your mood, and stopping it suddenly can be dangerous. And then there’s Low-Dose Naltrexone, which I’m still experimenting with. It’s supposed to reduce inflammation and pain by calming the nervous system over time — we’ll see.

    Even with all these meds, I still have bad pain days. So yeah… sometimes I question whether they’re working at all.

    Trying to Stay Active

    For about a year, I was working two jobs — my full-time day job and a second shift as a shelf stocker at a grocery store. That meant lifting boxes, walking miles, bending constantly, and being on my feet for hours.

    The upside? I lost weight. I dropped to around 185–190 lbs, which is right where the doctors wanted me in terms of BMI. (Though let’s be real — BMI is outdated and doesn’t factor in muscle, build, or chronic illness.)

    The downside? I was exhausted and still in chronic pain. I wasn’t sleeping enough, and my pain didn’t improve. In fact, it probably got worse from the strain. The doctors told me to stay active and stick to physical therapy — but some of the exercises just made the pain worse. So I stopped going. And guilt followed.

    Even at a healthy weight, with an active lifestyle, I still didn’t feel “better.” That’s the part people don’t get: weight loss helps, but it doesn’t fix chronic nerve pain.

    Quality of Life — What Does That Even Mean?

    All I’ve ever wanted is to live a normal life. To spend time with my wife and kids, to be the dad and granddad I want to be. But my “quality of life” has been on a slow, downward slide.

    I can’t lift like I used to. I can’t run. I can’t even really play with my grandkids. Something as simple as picking one of them up could trigger a flare-up in my back or leg — sometimes it feels like my leg might just give out. It’s heartbreaking.

    What do you say to a doctor without sounding like a pill-seeker? All you want is relief. Not to get high — just to feel normal. To be able to do basic things without your body screaming at you.

    Still Here, Still Trying

    This is where I’m at. Still managing. Still hurting. Still showing up.

    If you’re going through something similar, I see you. I know how isolating it can be to live with chronic pain that most people don’t understand. You’re not alone — and if nothing else, maybe this post helps remind you of that.

    Thanks for reading. Until next time.

  • How I Bought a House at 26 – Keep It Simple, Stupid (K.I.S.S.)

    Hey everyone — today I want to share how I managed to buy a house at just 26 years old. I didn’t come from money, didn’t have a trust fund, and definitely made a lot of mistakes early on. But with patience, a better mindset, and one simple phrase in mind — “Keep it simple, stupid” (K.I.S.S.) — I turned things around.

    Back in 2008, after I graduated high school, I moved to Sacramento for a technical school. I used credit cards, student loans, and grant money to survive — food, bills, rent, tuition. At the time, I was working at a fast food restaurant as a cook. Even when I became a night shift manager, it wasn’t enough to keep up.

    By the time I was 19, I was flunking out of school and already a few hundred dollars in debt. Add in a relationship that didn’t help my financial decisions, and it all spiraled quickly.

    A New Job, A Better Mindset

    Eventually, I got a better job — one with more stability and better pay — and started dating someone who helped me stay focused. That combination gave me the clarity I needed to start taking control of my money.

    Here’s the part they don’t teach you in school: To build credit, you need debt. And not just any debt — managed, responsible debt.

    But schools don’t show you how to budget, how to read a credit report, or how to recover from mistakes. I had to learn the hard way.

    So I adopted a mindset that helped me get through it:

    “Keep it simple, stupid.”

    No shame, no insults — just a reminder to myself not to overthink or make things harder than they need to be. Because when you overcomplicate things, you make dumb mistakes.

  • Spinal Radiculopathy

    Hey I’m back and writing this with now 3 years of medicine and nothing really new. The last time I was writing about this I believe I was starting my new prescription. Naltraxone 5mg is a altered prescription of a larger pill used for alcohol withdrawal. This is a useful medicine the down fall is I have to order from a different state and to have it made is around $90 for 2 months not to bad but I wonder if I could find a compounding pharmacy in town. Now with all the medicine I’m on from Ibuprofen 800mg Tylenol 500mg, Meloxicam 15mg Pregabalin100mg, Nortriptyline 50mg Duloxetine 30mg, this a bit of medicine for a 34 year old I think but back pain, if you know you know.

    Ok so here is the break down Ibuprofen and meloxicam are anti inflammatory, so for swelling and Tylenol is used for pain as well as the nsaids(non steroid anti inflammation) Morton Advil and melexocam are nsaids. Next up Duloxetine or Cymbalta an anxiety and muskeletol symptom relief. Ok now I believe I would not need this medicine if i could just get rid of this pain, if only pain didn’t cause depression and anxiety about pain. Let’s take a look at Nortriptyline (palmor) another form of antidepressant that also shows signs of helping joint pain. Pregabalin or Lyrica considered a control substance for some reason not to sure but I have to present my ID every time I have to pick up. The only reason I think it is controlled is it alters attitude and may cause severe thoughts if stoped or prescription strength drop with out doctor oversight. I’m taking all these so I don’t feel pain as much pain as I normally do. Even on this medicine i still have really bad days and it does not seem like they are helping.

    For a year i was doing two jobs my main day job and I got a second job as a shelf stocker, Someone who wheels the boxes out to the grocery store aisles. Lifting boxes and organizing the shelf’s to make them look good for the next day customers. This job involved a lot of bending standing walking and lifting so to say if I was not active I would say otherwise. The only thing i was lacking was sleep so maybe my body was not getting enough sleep to rest up and feel better as you think. The doctors said to get more active and do physical therapy and that would help. The thing is some of the therapy exorcises would not feel to great or hurt so make it hard to keep going. By doing this second job I ended up loosing weight and hitting my target for weight. Like the Doctors say if you loose weight, Our bmi (body max index) I believe out of date measurement. At around 185 to 190 lbs being very active and trying to be happy. I was still feeling in pain at days and kinda feeling bad since I was in pain and i know my attitude is not the nicest when in pain.

    This is something i have a been trying to get over and get be hind me so i can spend some good quality time with my wife and kids. What is the doctors meaning for Quality of life, as I feel my Quality of life has been in a downward spiral as I’m not able to do as much as I was able to multiple years ago. You know as I am not Able to lift or run not even really play with my grand kids, yes grandkids. Just trying to get work and house work done then trying to tend to kids and play with them, makes it hard when your legs wants to fall off. Or you all of a sudden cant pick them up what do you do what do you say to the doctors without sounding like a pill fiend when all is that you want is to feel normal. Thank you for your interest